Court: Insurer must cover Cowan for driver’s icy fall

Harleysville Mutual Insurance must cover Cowan Systems’ losses due to the latter’s indemnification of Linens N Things for injuries a Cowan driver sustained after falling on ice at a Linens N Things lot, the U.S. Court of Appeals for the Fourth Circuit ruled.

The appeals court upheld a district court’s ruling that the claims against Cowan fell within the policy’s scope of coverage and that the exclusions relied on by Harleysville were inapplicable.